self-centered human nature desires to have some control and to make some
contribution toward salvation. To become utterly dependent on God’s grace for
forgiveness and salvation requires a genuine confession aptly summed up in the
words of a familiar hymn: ‘Nothing in my hand I bring, simply to Thy cross I cling’
(A. M. Toplady). The free gift of salvation involves repentance and acceptance
of God’s grace alone, but self-sufficient humans would rather add something
that can be externally observed and for which they can claim credit.”
 Thomas D. Lea & Hayne P. Griffin, 1, 2 Timothy, Titus, (Nashville: Broadman, 1992), 294.